Valen Advantage Major Medical Plan

A revolutionary healthcare plan combining ACA major medical insurance, money-saving benefits, and concierge member service.

With premiums 40 to 50% below the national average for small group plans.

The Valen Advantage Major Medical Plan delivers all these features for one ultra-low monthly premium:

  • Comprehensive major medical insurance

  • $0 Virtual Primary Care

  • $0 Virtual Urgent Care

  • $0 Virtual Mental Health Counseling

  • Discount prescriptions

  • Concierge-level service and advocacy

  • $5 labs and $150 imaging

  • ACA compliant, HSA eligible

  • Exceptional cost management

  • Enrollment Application Forms

The Valen Advantage Major Medical Plan includes all the services small businesses need to keep employees healthy and costs low.

  Virtual Urgent & Primary Care

  • $0 Unlimited visits for employee and family members

  • Doctor callback in <7 minutes

  • Board certified doctors for 5+ years

  • Available 24/7 in all 50 states

  • Powered by First Stop Health

  Virtual Mental Health

  • $0 unlimited visits for employee and family members

  • Appointments in <3 days

  • Licensed counselors

  • Available 24/7 in all 50 states

  • Powered by First Stop Health

Discount Prescriptions

  • $0 for 134 medications

  • $5 for 200 of the most commonly prescribed medications

  • Up to 80% off retail on all other drugs

  • Free shipping for 90-day mail orders

  • Choose any local pharmacy

Personal Healthcare Navigators

  • Concierge-level member service and advocacy

  • Identify cost-saving options for care with upfront pricing

  • Resolve billing and claims issues

  • Minimize or negotiate any balance-due bills

Discounted Labs & Imaging

  • $5 per lab for diagnostics like blood work and cholesterol panel

  • $150 for imaging services such as MRI, CT scan, X-rays, ultrasound, and mammogram

Pre-negotiated Rates for Care

  • We negotiate directly with providers and facilities to get the lowest upfront costs for care

  • Transparent pricing includes all fees which means lower costs and no surprise bills

What Makes Valen Health Unique

Our plan helps small businesses compete for the best people by delivering better solutions for less money and more value.

Lower Premiums

Our plans are designed to lower healthcare costs by up to 50% while increasing benefit utilization.

Better Solutions

$0 Virtual Care, discount prescriptions, $5 labs and $150 imaging to keep employees healthy and costs low.

Exceptional Service

Concierge-level member service and advocacy from our Personal Healthcare Navigators.

Active Cost Management

Rigorous cost management discipline reduces claim expenses to avoid or minimize premium increases.

Personal Healthcare Navigators

Concierge-level Service & Advocacy

  • Answer any benefits questions

  • Find the right doctors, facilities, and care

  • Identify $0 virtual care options

  • Coordinate benefits and billing before treatment

  • Find cost-saving options for care with upfront pricing

  • Resolve billing and claims issues

  • Minimize or negotiate any balance due bills

Helping our members chart a course to better health and lower costs while taking the administrative burden off employers:

Pro-active Cost Management to Keep Premiums Low

Our three-pronged strategy helps us deliver best-in-market value while helping to minimize or avoid annual premium increases.

Valen Advantage Major Medical Plan

Contact us today to learn more and get a customized quote.